Carinvest Europe offers car leasing for legal entities in Poland on favorable terms. Such a financial transaction is widespread among entrepreneurs who need a used car for business purposes (delivery services, taxis, repair services, etc.). If you want to buy a car for a company on lease, come to our car park in Warsaw, where used cars of different brands, models, classes are collected, or call the office, we will pick up vehicles from Europe in excellent condition from 1 unit to infinity with delivery . We work officially with VAT (VAT).
Car leased to a company in an operating way
Despite the higher initial rate, about 80% of businessmen prefer to buy a car on lease to a company according to the operating form. According to it, the leased property and its depreciation remain under the control of the lessor, and regular payments in place with the first installment (25% of the amount) reduce the income of the lessee. The tax is added to the first installment and each subsequent payment. After the end of the contract, it is possible to purchase a car from leasing to a company at a residual value.
This method of updating the fleet will be convenient for companies that:
- want to buy brand new cars - car leasing for legal entities implies small depreciation payments and a beneficial reduction in the amount of income due to monthly payments;
- they buy premium class vehicles – the high price of such vehicles makes their purchase on credit or for cash extremely unprofitable;
- do not want or cannot pay the tax in full at the first payment;
- want to reduce income by paying a high down payment.
In addition to the advantages, the operating form has some disadvantages, which include:
- some restrictions on depreciation rates - it is necessary to clarify in the accounting department in each individual case;
- minimum terms – for vehicles the minimum term is 24 months;
- high residual value - varies from 1 to 20%.
Financial leasing of a used car for legal entities
The first and main feature of the financial form is that the obligation to depreciate the vehicle falls on the lessee, because the property is included in your tangible assets. It is allowed to reduce income only at the expense of the percentage component of the lease payment and depreciation charges. The tax will be paid in full on the first installment, and the residual value is so low that you receive the car automatically after the end of the contract.
Financial leasing of cars for companies is beneficial for those that:
- buy a vehicle from a seller who, for various reasons, does not issue a full invoice for it;
- are so-called "small taxpayers" and want to lease a car to a company with the right to "privileged depreciation";
- have the desire and ability to lease a vehicle for a short period, usually from 12 months, since in the operational form it will be much longer;
- are interested in fully accruing VAT on the first payment.
Along with the advantages, financial car leasing for legal entities may not be convenient in case of purchasing a new vehicle, as well as the inability to reduce income due to the down payment and the full charge of VAT.
Why are we
Due to the availability and the widest variety of commercial offers, we help legal entities to purchase cars on lease as profitably as possible, reduce taxes, and reduce the cost of maintenance. You can calculate the amount of payments in advance by using the calculator on the website or by calling the responsible employee. In Carinvest Europe, car leasing for legal entities is beneficial because:
- allows you to get a vehicle as quickly as possible;
- applications are promptly approved, even for firms with a not very good history;
- we have developed many ready-made financial proposals, but we are also open to individual agreements;
- we offer the most loyal conditions on the market.
Fill out the application form on the website or come to the office, choose a car, sign a used car leasing agreement for the company and pick up the vehicle. If you have any questions - call!